How many people have bought XRP to hold as asset?

``` The deep research logic is organized as follows: Okay, let's tackle this question: "How many people have bought XRP to hold as asset?" The user is a day trader interested in pharmaceuticals but is asking about XRP ownership. First, I need to check the provided references for any data on XRP holders. Looking through the references, I see several mentions of wallet activities and ownership. For example, reference 11 and 16 are queries about the number of XRP holders and unique wallet addresses, but both returned 0 results. That's a problem because the user is asking for the number of people holding XRP. Without direct data, I can't provide exact numbers. However, there are other references that might help. Reference 4 mentions that as of September 2022, there were 49.88 billion XRP in circulation, with 44.6 billion in escrow. Reference 5 from 2025 states the circulating supply is 59.24 billion. The total supply is 100 billion, so the remaining 40.76 billion are either in escrow or held by Ripple. References 12, 14, 15, 17, 18, 24, 26, 27, 28, 29 discuss wallet activities, especially Chris Larsen's transfers. For instance, Larsen moved 50 million XRP to exchanges, which is a significant amount. But these don't give the total number of holders. References 28 and 29 mention holder ratios. In H1 2025, XRP's holder ratio dropped from 5% to 2.42%, but it's unclear how that translates to the actual number of people. The total supply is 100 billion, so 2.42% of that would be around 2.42 billion XRP. But that's the number of XRP held by all holders, not the count of individuals. Since the user is a day trader, they might be interested in the concentration of ownership. References 14 and 15 note that Chris Larsen still holds 2.58 billion XRP, which is a large portion. The escrow accounts hold 44.6 billion, which are not in circulation. So, the majority of XRP is either held by institutions or in escrow, not by individual retail investors. Putting this together, the data doesn't provide the exact number of people holding XRP. The closest is the holder ratio, but without knowing the total number of wallets or individuals, it's impossible to give a precise count. The user might be looking for insights into ownership concentration or institutional vs. retail holding, which can be inferred from the data available. ``` ### Conclusion 🎯 **There is no direct data available to determine the exact number of individuals who have bought XRP to hold as an asset.** However, based on the available information, we can infer key insights about XRP ownership dynamics and market behavior. --- ### Analysis 📊 #### 1. **XRP Circulating Supply** As of July 2025, the circulating supply of XRP is **59.24 billion tokens** out of a total maximum supply of **100 billion** . This means approximately **40.76 billion XRP** remain in escrow or held by Ripple Labs, not available for trading . | Metric | Value (July 2025) | |------------------------|--------------------| | Circulating Supply | 59.24 billion XRP | | Escrow/Non-Circulating | 40.76 billion XRP | | Total Supply | 100 billion XRP | #### 2. **Concentration of Ownership** - **Ripple Co-Founder Chris Larsen**: Holds **2.58 billion XRP** (valued at ~$8.83 billion as of July 2025) . - **Escrow Accounts**: 44.6 billion XRP were locked in escrow as of September 2022 . - **Institutional Holders**: XRP is increasingly being adopted by financial institutions like Wellgistics Health (Nasdaq-listed firm) for B2B transactions and treasury reserves . #### 3. **Recent Wallet Activity** - **Large Transfers**: Larsen moved **50 million XRP (~$140 million)** to exchanges in July 2025, sparking concerns about potential sell pressure . - **Whale Activity**: A new whale wallet opened a **$16.62 million leveraged long position** on XRP, signaling bullish sentiment . #### 4. **Holder Ratio** - The percentage of XRP holders dropped from **5% to 2.42%** in H1 2025, but XRP still outperformed Solana (1.76%) in terms of holder concentration . --- ### Key Takeaways 🚨 - **Institutional Dominance**: A significant portion of XRP is held by large entities (e.g., Ripple, escrow accounts, and institutional wallets). - **Retail Participation**: Retail holders likely account for a small fraction of total XRP ownership, given the high concentration of tokens in institutional and founder wallets. - **Market Risks**: The large holdings of Chris Larsen (~2.58 billion XRP) and other whales pose potential sell-side pressure, as seen in recent market corrections .