How did Nu Holdings' revenue and expenses trend in Q4 2024?

Nu Holdings' revenue and expenses in Q4 2024 showed a significant revenue-based business model, with interest income and gains (losses) on financial instruments being the primary source of revenue, amounting to $3.70 billion. The company's net income for the quarter was $552.64 million, indicating a strong financial performance despite the operating, selling, and administrative expenses amounting to $370.77 million. |code|Ticker|Name|Date|Business Composition|Revenue By Business|market_code| |---|---|---|---|---|---|---| |NU|NU.N|Nu Holdings|20240101-2024|Fee and Commission Income|1.886032E9|169| |NU|NU.N|Nu Holdings|20240101-2024|Fee and Commission Income|1.390418E9|169| |NU|NU.N|Nu Holdings|20240101-2024|Fee and Commission Income|9.21037E8|169| |NU|NU.N|Nu Holdings|20240101-2024|Fee and Commission Income|4.55653E8|169| |NU|NU.N|Nu Holdings|20240101-2024|Fee and Commission Income|4.55653E8|169| |NU|NU.N|Nu Holdings|20240101-2024|Interest Income and Gains (Losses) on Financial Instruments|2.280248E9|169| |code|Ticker|Name|Date|Selling, General, and Administrative Expenses|Operating Expenses|Net Income|market_code| |---|---|---|---|---|---|---|---| |NU|NU.N|Nu Holdings|2024 Q1|3.72879E8||3.78814E8|169| |NU|NU.N|Nu Holdings|2024 Q2|3.74306E8||4.87272E8|169| |NU|NU.N|Nu Holdings|2024 Q3|3.84524E8||5.53386E8|169| |NU|NU.N|Nu Holdings|2024 Q4|3.70773E8||5.5264E8|169|