Hey pal Can you suggest a high growth etf for tech or something that is a multiplayer return long term shares can’t exceed 20 bucks and needs to pay a dividend no outrageous fee for maintenance

**Quick takeaway 🏁** Right now there simply isn’t a U.S. technology ETF that checks all three boxes simultaneously—share price below $20, a positive dividend, and an expense ratio below roughly 0.60 percent. You’ll need to choose which piece you’re willing to bend on: price per share, yield, or fee. --- ## What’s actually available under $20 | Ticker | Strategy (simplified) | Last Price | TTM Yield | Expense Ratio | Why it might work / key risks | |---|---|---|---|---|---| | **FBY** | Covered-call income on Meta Platforms | $15.86 | 47.4 % | 0.99 % | Huge cash distribution, pure-play on META’s AI & social ecosystem. Income comes from option premiums—distributions will swing with volatility. | | **APLY** | Covered-call income on Apple | $13.64 | 34.8 % | 0.99 % | Similar structure focused on AAPL. Good if you’re bullish-to-sideways on Apple but still want cash flow. | | **REW** | -2× inverse Technology Sector | $ 6.05 | 7.4 % | 0.95 % | Pays a small dividend, but it’s literally shorting tech—opposite of “high-growth long-term.” | *All three satisfy price < $20 and pay a dividend, but the fees hover around 1 %—higher than your “no outrageous fee” preference. Their payout comes from option-writing or leverage, not from underlying company dividends, so expect big swings.* --- ## Low-fee tech choices (but share price > $20) If you pivot to **fractional shares** (most brokers, including Webull, let you buy as little as $5 worth), you unlock true long-term growth ETFs with ultra-low fees: | Ticker | Expense Ratio | Dividend Yield | Focus | |---|---|---|---| | **FTEC** | 0.08 % | ~0.6 % | Fidelity MSCI IT Index—broad U.S. big-cap tech exposure | | **VGT** | 0.10 % | ~0.6 % | Vanguard Info Tech—similar to FTEC, but with slightly heavier Apple/Microsoft weight | | **QQQM** | 0.15 % | ~0.6 % | Low-fee “Mini QQQ,” tracks the Nasdaq-100 | These have the growth profile you want, deliver modest dividends, and keep the maintenance cost microscopic—your long-term total return will almost certainly beat any of the sub-$20 option-income funds above. --- ## How to decide 1. **Clarify the trade-off.** Is a literal < $20 sticker more important than a low ongoing fee and true tech growth exposure? 2. **Check the distribution mechanics.** High headline yields on FBY/APLY are enticing but rely on option premiums that can disappear in a bull melt-up. 3. **Think total return.** A 1 % fee may sound “outrageous,” but if the ETF outperforms by 5–10 % annually, you still come out ahead. Conversely, a 0.10 % fee on a broad tech tracker compounds more quietly but more reliably. --- 🤔 **Your move:** Between bending on price (using fractional shares) or accepting a ~1 % fee for a sub-$20 option-income ETF, which feels like the smaller compromise for your strategy? --- : Source: FinScreener query “ETF in technology sector with Last Price < 20; Last Price, Expense Ratio, Dividend Yield (TTM)” (ID 7).