How to Give Bonds as a Gift

Savings bonds can be a thoughtful and potentially lucrative gift for loved ones, offering a unique blend of savings and investment opportunities. Here's how to give and receive them: 1. **Understand the Process**: Both the giver and the recipient need to have a TreasuryDirect account to purchase electronic savings bonds as gifts. 2. **Choose the Right Bond**: For gift bonds, select the button next to the confirmation number on the "Gift Box" page to proceed with the purchase. 3. **Consider the Interest Rate and Risk**: Gift bonds, being U.S. government-backed, offer lower interest rates than higher-risk corporate bonds but provide a safer investment. 4. **Educate the Receiver**: While not immediately exciting, gift bonds can help recipients start building a nest egg and learning the value of savings and money management. 5. **Purchase and Gift**: Purchase the bond through TreasuryDirect and then transfer it to the recipient's account, following the necessary procedures to ensure a smooth transfer of ownership. By following these steps, you can effectively give and receive savings bonds, making them a wise and meaningful gift for various occasions.