What are the fees associated with Fidelity Go and Betterment Premier?

The fees associated with Fidelity Go and Betterment Premier are as follows: **Fidelity Go:** 1. **Advisory Fee**: Fidelity Go offers a tiered pricing model: - No advisory fee for balances under $25,000. - 0.35% advisory fee for balances of $25,000 to $100,000. - Includes unlimited 30-minute coaching calls with trained advisors for balances of $25,000 or more. 2. **Account Maintenance**: There are no account maintenance fees for Fidelity Go accounts. **Betterment Premier:** 1. **Advisory Fee**: Betterment Premier offers a flat fee of 0.25% annually on the portion of the account balance above $100,000. This fee is deducted from the account and includes unlimited one-on-one coaching calls. 2. **Account Maintenance**: There are no account maintenance fees for Betterment Premier accounts. **Comparison and Insights:** 1. **Lower Fee Structure**: Fidelity Go offers a lower advisory fee for balances under $25,000, with no fee at all for those with less than $25,000 in the account. Betterment Premier, on the other hand, charges a flat fee of 0.25% annually on balances over $100,000, with no fee for the first $100,000. 2. **Additional Benefits**: Fidelity Go includes unlimited coaching calls with trained advisors for balances of $25,000 or more, which may be a valuable service for some investors. Betterment Premier offers exclusive benefits, such as a cash reserve rate boost and securities-backed lines of credit, which may appeal to investors seeking additional perks. 3. **Portfolio Options**: Fidelity Go offers a range of investment strategies and access to a diversified portfolio. Betterment Premier allows clients to invest in a range of portfolios, including those with tax-loss harvesting and the ability to add crypto and REITs. When comparing Fidelity Go and Betterment Premier, it's important to consider your individual financial situation, investment goals, and the services you value most. Both platforms offer strong robo-advisory offerings, but the fees and benefits of each may align better with different investor profiles. It's recommended to consult with a financial advisor to determine which platform is the best fit for your needs and preferences.