Fact Check: platforms has streamlined real-time payments across Africa Ripple Partnerships: Top Companies that Use XRP in 2025[1

**Bottom line 📝** Yes—Ripple’s collaborations with Tranglo, Pyypl and MFS Africa are real and demonstrably expand XRP-powered On-Demand Liquidity (ODL) into fast-growing remittance corridors. Each deal, however, launched at different times and with varying geographic scope, so it’s worth separating the facts from the headlines. --- ### What the evidence shows | Partner | Launch / Update | Geographic Coverage & Scale | Status of XRP / ODL Use | Verifiable Source | |---------|-----------------|-----------------------------|-------------------------|-------------------| | **Tranglo** | March 2022 expansion | 20–25 payment corridors linking Australia, Japan, Philippines, Singapore and more | Full rollout of ODL across all corridors after a successful 2021 pilot; eliminates pre-funding needs | | | **MFS Africa** | April 2025 announcement | 35 African countries, 400 M mobile wallets | ODL to streamline real-time, low-cost mobile money remittances; first step in broader crypto strategy | | | **Pyypl** | Oct 2021 first-in-market ODL in MENA | UAE–Saudi Arabia–wider Gulf corridors | Uses XRP for instant settlement, targeting SME remittances | | | **Travelex Bank & Unicâmbio** | No 2025-dated press releases found | Brazil-Portugal corridor | Both firms have used RippleNet since 2022 for FX flows, but public filings don’t yet confirm an XRP-based ODL upgrade in 2025 | — (not yet verifiable) | --- ### Key take-aways 1. **Material reach**: Tranglo and MFS Africa alone cover >60 countries and hundreds of millions of end-users, materially broadening XRP’s liquidity footprint in emerging markets where pre-funding is especially costly. 2. **Timing matters**: Pyypl’s ODL integration predates 2025, but it remains active and provides a blueprint for similar Gulf fintechs. Newer deals (e.g., MFS Africa) build on that template. 3. **Still early for some corridors**: While Tranglo has proven volume (250 k transactions in the first 100 days of its pilot), the MFS Africa rollout is only months old; real-world throughput data are still limited. 4. **Unverified claims**: The 2025 “corporate flows” narrative for Travelex Bank/Unicâmbio is plausible—both are RippleNet customers—but an explicit 2025 XRP/ODL deployment has not been publicly documented. Treat that part as **not yet confirmed**. --- ### Why this matters for XRP holders & observers • **Liquidity flywheel**: Each live ODL corridor deepens on-ramp/off-ramp liquidity, reducing slippage and volatility for XRP transactions. • **Network effects**: Banks and fintechs in the same region often follow early adopters once regulatory clarity is proven. • **Competitive landscape**: As SWIFT pilots tokenized cross-border settlement, Ripple’s speed in locking down emerging-market partners could be decisive. --- **Curious about the next step?** Would you like an updated look at how these partnerships might influence XRP’s transaction volume—and ultimately its price dynamics—over the next 6–12 months? Happy to crunch the numbers or map additional corridors if that would be helpful! --- : Tranglo enables Ripple’s On-Demand Liquidity across 25 corridors (Press release, Mar 1 2022) : Ripple & MFS Africa partner to streamline mobile money remittances across 35 African countries (Gate.com, Apr 1 2025) : Ripple and Pyypl launch first ODL service in the Middle East (BusinessWire, Oct 25 2021)