What are the best low cost index funds for 2025

``` The deep research logic is organized as follows: Okay, let's tackle this question about the best low-cost index funds for 2025. The user is interested in US Tech, Metaverse, MAG7, meme stocks, and AI terminals. They've also asked about specific stocks like GOOG, AAPL, HLNE, MEDP, NVDA, and TSLA. Plus, they're into metrics like GICS Sector, trading volume, P/E ratios, and pre-market changes. First, I need to look at the provided references. The main data comes from Reference 1, which lists ETFs with low expense ratios and their performance. The top 10 ETFs have 0% expense ratios, which is great for low-cost options. But I need to check if these ETFs align with the user's interests. Looking at the ETFs in Reference 1: - RSPA.P: S&P 500 Equal Weight Income Advantage ETF. It's a broad market ETF, not tech-specific. But the user is into tech, so maybe not the top choice unless it's the only low-cost option. - BKAG.P: BNY Mellon Core Bond ETF. This is a bond ETF, which doesn't fit the tech focus. - QQA.O: Invesco QQQ Income Advantage ETF. The QQQ tracks the Nasdaq-100, which is heavy on tech stocks. This seems relevant. The user has mentioned GOOG, AAPL, NVDA, which are part of the Nasdaq-100. Plus, the expense ratio is 0%, which is great. - LOPP.P: Gabelli Love Our Planet & People ETF. This is an ESG ETF, not tech-focused. Probably not the best fit. - ETHV.B: VanEck Ethereum ETF. This is a crypto ETF, which might interest the user given their interest in AI and tech trends. But it's a single-asset ETF, not a broad index. - COWS.O: Amplify Cash Flow Dividend Leaders ETF. This focuses on high cash flow and dividends, not tech-heavy. - HODL.B: VanEck Bitcoin ETF. Another crypto ETF, similar to ETHV.B. - BKLC.P: BNY Mellon US Large Cap Core Equity ETF. Tracks a large-cap index, which includes tech stocks but isn't specific to tech. - GCAD.P: Gabelli Commercial Aerospace & Defense ETF. This is more defense and aerospace, not directly tech unless considering AI in defense. - WEED.B: Roundhill Cannabis ETF. Not relevant to the user's interests. So, the most relevant ETFs from the list are QQA.O (Nasdaq-100), BKLC.P (large-cap), and possibly ETHV.B and HODL.B if the user is interested in crypto as part of tech. However, the user's profile mentions interest in the MAG7 index, which includes META, GOOGL, AMZN, etc. The QQQ ETF includes these stocks, so it's a good fit. Next, I need to check if there are any other ETFs mentioned in the references that might be relevant. Looking through the other references, there's mention of Invesco's QQQ ETF in Reference 15, which uses a covered call strategy. But the user is looking for index funds, so the QQA.O is the direct index ETF. The user also asked about the lowest cost index fund with META, GOOGL, and AMZN as top holdings. The QQA.O ETF fits this since it tracks the Nasdaq-100, which includes these stocks. The expense ratio is 0%, which is the lowest possible. Additionally, the user is interested in the MAG7 index. The MAG7 typically includes META, GOOGL, AMZN, MSFT, AAPL, NFLX, and T. The QQQ ETF includes all these except NFLX and T, but it's still a close fit. If there's an ETF specifically tracking MAG7, it's not listed in the references, but the QQQ is the next best option. The user also mentioned AI terminals, which might relate to ETFs with AI exposure. However, the provided references don't list any specific AI ETFs. The closest would be the Nasdaq-100 ETF, which includes companies like NVDA, GOOG, and AAPL that are involved in AI. Considering the user's interest in pre-market percentage changes and trading volume, the QQA.O ETF has a 0.74% last change and a last price of $51.52. The trading volume isn't directly provided, but the ETF is actively traded given its size and popularity. In summary, the best low-cost index funds for 2025 that align with the user's interests are the Invesco QQQ Income Advantage ETF (QQA.O) for tech exposure, the BNY Mellon US Large Cap Core Equity ETF (BKLC.P) for broad large-cap tech, and the VanEck Ethereum ETF (ETHV.B) if considering crypto as part of tech trends. The QQA.O is the top recommendation due to its direct alignment with the Nasdaq-100 and the user's interest in tech giants. ``` ### 🎯 **Conclusion** For 2025, the **Invesco QQQ Income Advantage ETF (QQA.O)** stands out as the **best low-cost index fund** for tech-focused investors. With a **0% expense ratio**, it tracks the Nasdaq-100 Index, providing exposure to top tech stocks like **GOOG, AAPL, NVDA, and META**. Additionally, the **BNY Mellon US Large Cap Core Equity ETF (BKLC.P)** offers broad large-cap exposure at **0% fees**, while the **VanEck Ethereum ETF (ETHV.B)** provides crypto exposure for tech enthusiasts. --- ### 📊 **Analysis of Top Low-Cost Index Funds** Here’s a breakdown of the best options based on your interests in **US Tech, MAG7, and AI-related trends**: | **ETF** | **Index Tracked** | **Expense Ratio** | **Key Features** | **Why It Fits Your Profile** | |-------------------------|-----------------------------|-------------------|-----------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------| | **QQA.O (Invesco QQQ)** | Nasdaq-100 Index | 0% | Tracks top tech stocks like GOOG, AAPL, NVDA, and META; includes MAG7 components. | Perfect for MAG7 exposure with low costs. | | **BKLC.P (BNY Mellon)** | Solactive GBS US 500 Index | 0% | Broad large-cap exposure, including tech giants like META, GOOGL, and AMZN. | Ideal for diversified tech exposure with no fees. | | **ETHV.B (VanEck)** | Ethereum Price | 0% | Direct crypto exposure; aligns with AI and blockchain trends. | Great for tech innovation and decentralized finance (DeFi) enthusiasts. | --- ### 📊 **Performance & Alignment** #### 1. **Invesco QQQ Income Advantage ETF (QQA.O)** - **Yearly Change**: +2.73% (as of 2025-08-08) - **Top Holdings**: Includes **GOOG, AAPL, NVDA, META, and AMZN** (key MAG7 stocks). - **Strategy**: Combines Nasdaq-100 tracking with covered call options for income . - **Why It’s Best**: Directly aligns with your interest in **US Tech, MAG7, and AI**. #### 2. **BNY Mellon US Large Cap Core Equity ETF (BKLC.P)** - **Yearly Change**: +9.08% (as of 2025-08-08) - **Top Holdings**: Heavyweights like **META, GOOGL, AMZN, and AAPL**. - **Strategy**: Passively tracks the Solactive GBS US 500 Index . - **Why It’s Best**: Low-cost diversification across **large-cap tech**. #### 3. **VanEck Ethereum ETF (ETHV.B)** - **Yearly Change**: +22.08% (as of 2025-08-08) - **Focus**: Direct exposure to **Ethereum (ETH)**, a cornerstone of AI and blockchain. - **Strategy**: Tracks the MarketVector Ethereum Benchmark Rate . - **Why It’s Best**: For **crypto and AI enthusiasts** seeking tech innovation. --- ### 📊 **Why These Funds Stand Out** - **Cost Efficiency**: All listed ETFs have **0% expense ratios**, minimizing drag on returns. - **Tech Alignment**: QQA.O and BKLC.P focus on **US Tech giants**, while ETHV.B taps into **AI and blockchain** trends. - **Risk-Return Balance**: QQA.O and BKLC.P offer **diversification**, while ETHV.B provides **high-risk, high-reward exposure** to crypto. --- ### 📊 **Final Takeaway** If you’re prioritizing **low costs** and **tech exposure**, **QQA.O** is your top choice for **MAG7 and AI-related stocks**. For broader tech diversification, **BKLC.P** is ideal, and **ETHV.B** adds **crypto innovation** to your portfolio. ETFs with Low Expense Ratio; Top 10 Sorted by Percentage Change in this year |code|etf code|etf name|Last Price|Last Change|Expense Ratio|Yearly Percentage Change[20250808]|market_code| |---|---|---|---|---|---|---|---| |RSPA|RSPA.P|Invesco S&P 500 Equal Weight Income Advantage ETF|49.77|0.18115900000000001|0|-1.191185|169| |BKAG|BKAG.P|BNY Mellon Core Bond ETF|42.03|-0.237361|0|1.965066|169| |QQA|QQA.O|Invesco QQQ Income Advantage ETF|51.52|0.743058|0|2.731805|185| |LOPP|LOPP.P|Gabelli Love Our Planet & People ETF|31.415|0.731074|0|15.585562|169| |ETHV|ETHV.B|VanEck Ethereum ETF|59.6|5.040536|0|22.081114|171| |COWS|COWS.O|Amplify Cash Flow Dividend Leaders ETF|30.0356|0.336397|0|1.7762630000000001|185| |HODL|HODL.B|VanEck Bitcoin ETF|32.95|-0.961827|0|24.68073|171| |BKLC|BKLC.P|BNY Mellon US Large Cap Core Equity ETF|122.24|0.675342|0|9.084419|169| |GCAD|GCAD.P|Gabelli Commercial Aerospace & Defense ETF|42.4582|0.07967099999999999|0|24.860166|169| |WEED|WEED.B|Roundhill Cannabis ETF|16.0794|9.383673|0|-3.252708|171|