When investors are fearful that the time to be greedy and when the market is greedy that's the time to be fearful. Do you agree?

Yes, I agree with this sentiment as it reflects a fundamental principle of behavioral finance and market psychology. Here's an analysis to support this viewpoint: 1. **The Influence of Greed and Fear**: Greed and fear are two primary emotions that can profoundly impact investment decisions. When investors are overly greedy, they may pay exorbitant prices for assets, leading to market bubbles and eventual collapses. Conversely, when there is excessive fear, assets can be undervalued, creating opportunities for savvy investors. 2. **The Fear & Greed Index**: The Fear & Greed Index is a tool that quantifies these emotions on a scale from 0 to 100, with higher numbers indicating greed and lower numbers signifying fear. It helps investors gauge market sentiment and make informed decisions. For instance, an index reading of 100 suggests extreme greed, which could be a warning sign for investors to consider selling or holding rather than buying. 3. **Contrarian Investment Strategies**: Adopting a contrarian strategy, buying when others are fearful and selling when others are greedy, can be a successful approach to investing. This strategy takes advantage of the tendency for prices to revert to their intrinsic value over time. By buying when others are greedy and selling when others are fearful, investors can potentially enhance their returns and minimize losses. 4. **Insights from Warren Buffett**: Warren Buffett, one of the most successful investors of all time, advocated for this approach. He famously said, "Be greedy when others are fearful and fearful when others are greedy," indicating that fear and greed can be indicators of market extremes. 5. **Market Cycles**: Market cycles often follow a pattern of fear, greed, and then a return to reality based on fundamental value. By understanding and responding to these emotional cycles, investors can position themselves to benefit from market fluctuations. In conclusion, it is prudent for investors to be fearful when others are greedy and greedy when others are fearful. This approach aligns with sound investment principles, historical market patterns, and the insights of experienced investors like Warren Buffett.