7. What is the cut off time to process a wire or ACH transfer?
9/14/2025 05:25pm
The cut off time to process a wire or ACH transfer is 2:30 PM Eastern Time. If the transfer is submitted after this time, it will be processed the following business day. Here are the details:
1. **Wire Transfers**: For domestic or international wires, the transfer must be initiated by 2:30 PM Eastern Time to ensure processing on the same day.
2. **ACH Transfers**: Similarly, ACH transfers should be submitted by 2:30 PM Eastern Time to be processed the same day.